How LRCO Works
A step-by-step breakdown of how you transform from commission-only agent to investment partner in the system you feed.
The 5-Step Process
Application & Qualification
Submit your application with production history and Lubbock market information. We review applications weekly and are limited to 50 agents total to protect your referral territory.
- Production verification ($2.5M+ annually)
- Market exclusivity protection
- Background and compliance check
50 Spots Available
We protect the Lubbock market by limiting membership to 50 agents total.
Choose Your Equity Class
Select ownership level based on your production volume.
Equity Partnership Selection
Choose your equity class based on your annual production volume. Higher production equals higher ownership percentage and greater network dividends.
LRCO Integration
We connect you to our vetted network of title companies, mortgage lenders, insurance providers, home warranty companies, and roofing contractors. You can also bring your preferred partners.
- Access to vetted partner network
- Option to bring existing relationships
- Distribution tracking and reporting setup
Five Revenue Streams
Title, Insurance, Mortgage, Home Warranty, Roofing
Quarterly Distributions
Receive distribution share from all five streams plus equity dividends.
Start Referring & Earning
Continue your normal business operations. When you refer clients to title, mortgage, insurance, home warranty, and roofing services, you now earn distributions from all five streams.
- Ownership-based distributions
- Network equity dividends
- Distributions are made quarterly
Scale & Expand
As the LRCO network grows and adds new service categories (roofing, electrical, pest control), your equity stake grows in value. You benefit from the entire network's success.
- Future service category expansion
- Network growth dividends
- Equity value appreciation
Network Growth
Your equity stake grows as we add new services and markets.
Distribution Stream Evolution
Current Streams (Available Now)
Title Services
Distribution share from title insurance and closing services
Insurance
Ongoing commissions from homeowner's insurance policies
Mortgage
Distribution share from mortgage originations and refinances
Home Warranty
Annual recurring distributions from home warranty plans
Roofing Services
Distribution share from roofing inspections, repairs, and replacements
Future Streams (Coming Soon)
Electrical Services
Commissions from electrical inspections, upgrades, and smart home installations
Pest Control
Recurring distributions from ongoing pest control service contracts
And More
HVAC, plumbing, landscaping, and other home services
Your equity grows: As we add new service categories, your ownership percentage applies to the entire expanded network.
Frequently Asked Questions
Do I have to switch brokers?
No. LRCO works with any broker. You maintain your current brokerage relationship while adding distribution streams from your referrals.
How is this different from other referral programs?
Traditional referral programs give you one-time fees. LRCO gives you ongoing distribution share from multiple streams PLUS equity ownership in the network itself.
What if I already have preferred partners?
You can bring your existing relationships into the LRCO network. We work with your preferred partners to structure revenue sharing agreements.
How do you limit to 50 agents?
We analyzed the Lubbock market size and transaction volume to determine that 50 agents is the optimal number. This protects your referral territory and ensures sustainable distributions for all co-op members.
When do I receive payments?
Revenue distributions are made quarterly. You'll receive detailed reporting on all referral activity and network performance.
Ready to Own Your Income Streams?
Stop feeding a system that doesn't feed you back.
Become an investment partner in LRCO.
Limited to 50 Lubbock agents. Applications reviewed weekly.